Urgent opening with leading NBFC firm.
Designation : Credit Manager
Experience : 6-7 Yrs
CTC : Upto 10 Lacs
Location : Navi Mumbai
1. Candidate should be from Agri Background
2. Should have a good knowledge in Tractor loan, Micro Irrigation , Rural term loan, Agri loan.
3. Marathi is must.
4. Agricultural; background is necessary.
Job Responsibilities :
Underwriting of Micro & Small Enterprise (MSE) loan, agri project financing, Business Loan and Retail Loan products under Priority sector while analyzing overall risk & exposures of customers, risk
assessment, internal / external rating, mitigants etc.
Assist in formulating & implementing Risk Control & Credit Management processes/strategies
Manage processing and disbursement of loans for the allocated portfolio
Act as internal Process Auditor and reviewer for MSE/project advances
Manage allocated NPA and Overdue portfolios
Manage and monitor post sanction process of the allocated loan portfolio including documentation, ROC creation, Mortgage execution, legal vetting of documents and disbursements etc.
At post approval stage checking of property documents, Legal & Valuation report
Monthly/periodical monitoring and reporting of the overdue positions, recovery, utilization of limits, AML alerts etc.
Assist in mapping business requirements & coordinating in developing & implementing processes in line with the present guidelines, lead and/or assist selected process initiatives
Monitoring the overall functioning of processes pertaining to allocated portfolio, identifying improvement areas & implementing adequate measures to minimize credit risks
MIS updating and sharing on daily basis for the entire underwriting team for all products
Coordination with sales team of various region to resolve discrepancy
Custodian of documents Interface with RBI, internal auditors and MIS preparation for all loan proposals getting generated
Make necessary recording and monitor collateral maintenance
Interested candidate can revert back with updated resume on email@example.com
Any query can call Shrutika : 022-40697708 / 9137236763
Salary: INR 8,00,000 - 10,00,000 PA.
Industry:Banking / Financial Services / Broking
Functional Area:Financial Services, Banking, Investments, Insurance
Role Category:Life Insurance/Financial Services
Desired Candidate Profile
Contact Company:Quotient Consultancy